Foreign life insurance consultation · paid consultation · written scope · PTIN holder in Ecuador
Own a Foreign Life Insurance Policy? Map the U.S. Tax Before You File or Take Money Out.
A policy sold as life insurance abroad does not automatically receive ordinary U.S. life-insurance treatment. The contract terms, cash value, investment features, ownership, premiums, and policy transactions can change the analysis. In a paid consultation, I identify the classification, income, and reporting questions that need further review before preparation begins.
No cost for the intake review. I review every intake personally and reply within one business day. If FileAbroad can accept the work, we schedule a paid consultation where you receive a written scope, document checklist, and flat quote — all yours to keep even if you do not proceed.
Direct preparer
Discuss accepted filing work directly with the person preparing it.
Written scope
Scope and preparation terms are documented before preparation begins.
Secure document transfer
Secure upload instructions follow acceptance of the written scope.
What to expect
A clear path from questions to scope
- 1
Start the intake
Choose the general path or the pathway closest to your situation.
- 2
Share the broad facts
Tell us where you live, what years are involved, what you earn or own, and what feels unclear.
- 3
Review the next step
The consultation identifies likely forms, records, scope questions, and any boundary that needs another professional.
- 4
Receive the written scope
If FileAbroad can accept the engagement, the scope and preparation terms are documented before work begins.
- 5
Approve before preparation
Preparation starts only after you understand and approve the accepted work.
Before you book
Consultation questions
What happens before any preparation work begins?
The consultation identifies the facts, records, years, and questions that control the next step. If FileAbroad can accept the work, you receive the preparation scope in writing before preparation begins.
Should I upload tax documents before the consultation?
No. Use the preliminary intake for broad facts only. Do not send Social Security numbers, account numbers, passports, or tax documents through the public form or unencrypted channels. Secure upload instructions come after an accepted scope.
Can the consultation determine whether I am legally eligible?
No. FileAbroad does not issue legal opinions, determine willfulness, represent taxpayers before the IRS, or guarantee an outcome. Higher-risk questions are identified for an appropriate referral or reviewer.
What should I prepare for a foreign life insurance consultation?
Bring the broad facts behind your foreign life insurance consultation: countries, years, account or entity types, income sources, and what records you already have. The consultation will identify the specific records needed for a written scope.
Consultation first · Written scope
Ready to clarify your filing path?
Start the preliminary intake. Do not send sensitive tax documents through the public form.