Can I collect Social Security abroad?
Most Americans can collect Social Security while living abroad, but some countries restrict payments. Learn the rules, tax treatment, and how to keep benefits active.
Yes, you can collect Social Security benefits while living abroad in most countries. The Social Security Administration sends payments to eligible recipients in nearly every country, with limited exceptions like Cuba and North Korea. If you work while receiving benefits and are under full retirement age, your benefits may be reduced if you earn above the annual limit — approximately $24,000 for 2026. Your benefits may be taxable in the US depending on your combined income, and some foreign countries tax them under local law or treaty provisions. You must report the income on your US tax return regardless of where you live.