How to File FBAR from Argentina

If you are an American living in Argentina with Argentine bank accounts, you may need to file FBAR (FinCEN Form 114). This guide walks you through the process step by step, with Argentina-specific details.

Who Needs to File

You must file FBAR if the aggregate value of all your foreign financial accounts exceeds $10,000 at any point during the calendar year. This includes bank accounts and investment accounts held in Argentina or any other foreign country.

Step-by-Step Filing Process

Step 1: Identify All Foreign Accounts

List all foreign financial accounts. For Argentina:

• Argentine bank accounts (Banco Galicia, Banco Santander Río, Banco Nación, BBVA Argentina)
• Investment accounts at Argentine brokers
• Accounts in other countries

Step 2: Get Account Statements

Log in to each bank's online banking and download statements showing the maximum balance. For Argentine banks:

• Banco Galicia: Online banking → "Cuentas" → "Extractos"
• Banco Santander Río: Online banking → "Cuentas" → "Movimientos"
• Banco Nación: Online banking → "Cuentas" → "Extractos"

Step 3: Convert to USD

Argentina uses the Argentine peso (ARS). FBAR reporting uses the official Treasury Department year-end exchange rate. Note: Argentina has multiple exchange rates (official, blue dollar, MEP). FBAR uses the official Treasury rate.

Step 4: File Electronically

FBAR is filed electronically through FinCEN's BSA E-Filing System.

Step 5: Keep Records

Keep copies for 5 years.

Deadlines

FBAR is due April 15, with automatic extension to October 15.

Common Mistakes

1. Using wrong exchange rate — FBAR uses the official Treasury year-end rate, not the blue dollar or MEP rate.
2. Not aggregating across countries — If you have accounts in Argentina and elsewhere, combine them.
3. Filing FBAR with your tax return — FBAR is filed separately with FinCEN.

How FileAbroad Can Help

FileAbroad prepares FBAR filings for Americans with foreign accounts in Argentina and other countries.

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FileAbroad explains U.S. federal tax and U.S. international information-reporting consequences of documented foreign facts. It does not provide foreign-country legal or tax representation, valuation opinions, banking or remittance advice, or advice on what a foreign authority will accept.

Scope statement reviewed 2026-08-30 · FileAbroad product/content owner